Medical Buying first aid supplies with FSA/HSA money

phloydius

Veteran Member
I can tell you that many first aid / OTC items can be purchased using HSA/FSA. I do it regularly. The key is the item must be 'marked' as an HSA/FSA item, because you'll need to keep the receipt showing it depending on how you do your accounting for it.

If you go to Amazon, and search for Band-Aids or something first aid / OTC related, you should see some of them marked as FSA/HSA eligible. Others won't be. Doesn't mean that you may not be able to get the ones that are not marked that way reimbursed, but the paperwork/approvals might be a nightmare. The ones marked that way, are mostly automatic.

You can also go to FSAstore.com and see a bunch of items that are FSA/HSA eligible because that is all they do. I personally don't buy from them however because thier items seem overpriced, but it is a good example. They also have a list of eligible items on this site: FSA Eligibility List | FSA Store | FSA Store

In my opinion the best place to buy FSA/HSA items is from the local grocery store, assuming they mark them as eligible on the receipt.
 
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school marm

Veteran Member
I posted an article on that topic on my blog in February. I pasted in the pertinent paragraphs below.

Using Your HSA or FSA To Acquire Medical Preps

A bit of sleuthing landed me on a helpful little page. https://arcus-www.amazon.com/FSA-FAQ/b?ie=UTF8&node=17900051011

If you’ve got questions about using your FSA/HSA with Amazon, that page will probably have some answers. What it also had was a helpful link to FSA/HSA eligible products. (However, that page/link does not include medications, and least not that I could find. Typing "FSA HSA approved products" into the search bar will bring up medications as well.) And I was amazed at the wide variety of products deemed eligible.

Not only can you get your basic wound care supplies, tapes, dressings, orthopedics, and such, but you can also get toilet bowl liners, disposable bathing wipes, and incontinence underwear. And insulin syringes. (Other syringes with needles can be a little difficult to acquire, but insulin syringes are easy.) Israeli bandages, SAM splints, and QuikClot. “Emergency Wound Closures”, a couple of different brands, which tout the strength of sutures without the pain. They run about $35 each. The Scherber Premium IFAK Kit actually looked respectable—not just full of band-aids like most of them. And as I scrolled through I found a couple of others that looked pretty good.

The most pertinent information from Amazon’s website:

Q: What items are FSA or HSA eligible on Amazon?

Not all healthcare products on Amazon are FSA or HSA eligible. A list of FSA or HSA eligible products can be found here. Eligible products also display the label "FSA or HSA Eligible" on the product page. Your FSA or HSA card can pay for the product tax and shipping. If you have ineligible items in your cart or choose to have your eligible items gift-wrapped, you can choose to add another payment method and Amazon will charge the correct amount to each card or payment method.

Q: What if I have trouble registering my HSA card?

Certain HSA cards cannot be registered as FSA/HSA cards with Amazon, but can still be used if registered as credit cards. If you register your HSA card as a credit card, you’ll be responsible for ensuring the card is used only for eligible products. HSA cards registered as a credit card do not automatically restrict the types of products you can purchase with the card. Purchasing ineligible products or services with the card may require you to report them and pay additional taxes. Contact your plan administrator or employer for more information.

As you shop, remember that you may be able to get the same items cheaper without using your FSA/HSA. Also, make sure that the products you are purchasing have the FSA/HSA designation on them to avoid hassles.
 
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